Finance Department at Kia of Marin in Novato, CA

At Kia of Marin in Novato, CA, we strive to make the car buying process as smooth and enjoyable as possible. From the moment you walk through our doors, our dedicated team of finance professionals is here to assist you in every step of your journey. We understand that purchasing a vehicle is a significant decision, and we are committed to providing you with all the necessary information and support to make an informed choice. Whether you are buying your first car or adding another vehicle to your household, our goal is to ensure that your experience is seamless and stress-free.

The Pre-Approval Process for Loans

Securing financing is a crucial step in the car buying process, and at Kia of Marin, we have streamlined the pre-approval process to make it convenient for you. By filling out our secure online pre-approval form, you can get an estimate of how much you can afford, which helps in setting a realistic budget for your new vehicle. Our finance experts will review your application and work with a network of trusted lenders to find the best financing options tailored to your needs. Getting pre-approved not only saves you time at the dealership but also gives you a clearer picture of your purchasing power.

Buying or Leasing

When it comes to acquiring a new vehicle, you have the option to buy or lease. Buying a car means you own it outright once the loan is paid off, giving you the freedom to keep it as long as you wish and customize it to your liking. However, it typically involves higher monthly payments and maintenance costs once the warranty expires. On the other hand, leasing allows you to drive a new car every few years with lower monthly payments and warranty coverage throughout the lease term. However, leasing comes with mileage restrictions and the need to return the vehicle in its original condition at the end of the lease term. Our finance experts can help you weigh the pros and cons of each option to determine which best suits your lifestyle and budget.

Competitive Trade-In Offers

At Kia of Marin, we make it easy to trade in your current vehicle and put its value towards your new purchase. Our team will perform a thorough evaluation of your car and offer you a competitive trade-in value based on its condition and market value. This offer can be applied directly to your new car purchase or lease, reducing the overall cost and making it more affordable to drive away in a new Kia. Trading in your vehicle is a convenient way to save money and simplify the transition to your next vehicle.

Specials on Vehicles and Services At Our Kia Dealership

We are dedicated to providing exceptional value to our customers, which is why we regularly offer specials on new and pre-owned vehicles, as well as discounts on maintenance and repair services. These promotions are designed to help you save money while enjoying the high-quality vehicles and services we offer. Be sure to check our website or contact our dealership for the latest deals and promotions. Our team is always ready to assist you in taking advantage of these opportunities to make your car ownership experience even more rewarding.

Vehicle Finance Vocabulary

Make the car buying process a breeze with this healpful list of finance terms used in the industry:

APR: The Annual Percentage Rate

Assignment: A transfer of a loan from one lender to another

Base Price: The costs of a car with standard equip incentives & freight

Certificate of Title: A Legal document issued by a state at the time of sale.

Co-signer: A person who takes on a loan if the orig. borrower stops pay

Default: Failure to meet the terms of the loan

Interest: A percentage charge for a loan

MSRP: Manufacturers Suggested Retail Price

Refinance: When one loan is used to pay off another

Term: The length of the loan, 24, 48, 60... months

Underwriting: Verifying the data used to obtain a loan

Buy Your Dream Kia Today

At Kia of Marin in Novato, CA, our finance department is committed to making your car buying experience straightforward and enjoyable. Whether you choose to buy or lease, our knowledgeable finance team will guide you through every step, from pre-approval to trade-in evaluations, ensuring you get the best possible deal. Take advantage of our vehicle specials and service discounts to drive home in the perfect Kia for you. Visit our website or stop by our dealership today to learn more about how we can help you achieve your automotive goals. Trust Kia of Marin for all your financing needs and enjoy a hassle-free car buying experience.